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Ripple CTO David Schwartz is stepping down after 13 years, just as the SEC faces deadlines on multiple altcoin ETFs including XRP, ADA, and SOL. At the same time, XAO DAO is launching to drive XRPL development, NEAR Intents is partnering with Cardano to expand cross-chain functionality, and the SEC is signaling support for tokenized stocks.
Institutions like BlackRock and SWIFT are also moving forward with blockchain integrations while new competitors such as Algorand and Sui gain traction — setting the stage for a defining moment in crypto.
1️⃣ David Schwartz Retires as Ripple CTO – After 13 years at Ripple, David “JoelKatz” Schwartz is stepping back from his CTO role. What does this mean for the future of XRP and the XRPL ecosystem?
2️⃣ XRP ETF Approval Looms (Oct 2) – The SEC faces 16 ETF deadlines this month, including XRP, ADA, SOL, LTC, DOGE, and HBAR. Analysts put odds above 90% for approvals in 2025, potentially igniting a new altcoin supercycle.
3️⃣ XAO DAO Launches – A new DAO aims to supercharge XRPL growth with equity investments, strategic grants, and a launchpad (XAO HUB) to connect builders with funding.
4️⃣ NEAR Intents Partners with Cardano – ADA joins NEAR’s cross-chain infrastructure, enabling swaps across 20+ chains without bridges, with AI-ready and privacy-first features.
5️⃣ SEC Explores Blockchain Stocks – Reports suggest the SEC may allow tokenized stocks to trade on crypto exchanges, signaling major support for tokenization and blockchain finance.
6️⃣ Market Shifts & Competition – BlackRock expands ETH + RLUSD integration, SWIFT pilots new systems, and rival chains like Algorand and Sui gain traction. What does this mean for XRP’s long-term position?
👉 In this video, we break down how these stories connect — and what they mean for XRP, Ripple, and the broader crypto markets.
🔎 Topics Covered
Ripple CTO David Schwartz retirement
XRP ETF approval October 2025
XAO DAO & XRPL growth strategy
NEAR Protocol x Cardano partnership
SEC blockchain-based stock trading plan
BlackRock, SWIFT, Algorand, Sui & XRP competition
📈 Don’t miss the analysis — this could be the most important month for crypto in years.
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🎯 I cover daily XRP news, Ripple developments, and the broader crypto landscape including Ethereum, Cardano, Polkadot, and other Layer 1 smart contract platforms.
Dedicated cryptocurrency educational content creator since 2018, I’ve provided in-depth coverage on market cycles, regulation, DeFi, tokenization of real-world assets, Web3 infrastructure, and Layer 2 scaling.
⚠️ Disclaimer: This video contains news commentary and analysis intended for informational and educational purposes only. I am not a financial advisor, and the views expressed are my own opinions. Cryptocurrency markets are highly volatile. Always conduct your own research and consult with a qualified financial professional. Past performance does not guarantee future results.
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