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The Gemini Credit Card is issued by WebBank. For more information regarding fees, interest, and other cost information, see Rates & Fees (https://www.gemini.com/legal/cardholder-agreement). (https://www.gemini.com/legal/cardholder-agreement) Some exclusions apply to instant rewards in which rewards are deposited when the transaction posts. See Rewards Program Terms (https://www.gemini.com/legal/credit-card-rewards-agreement) for details. Checking if you’re eligible will not impact your credit score. If you’re eligible and choose to proceed, a hard credit inquiry will be conducted that can impact your credit score. Eligibility does not guarantee approval. To qualify for the $200 crypto bonus, you must spend $3,000 within 90 days of account opening. Terms apply. (https://www.gemini.com/legal/credit-card-intro-promo-terms) Analysis reflects Gemini Credit Card holders who earned XRP rewards between 10/08/2021 and 7/27/2024 and held all such rewards in their Gemini account through 07/27/2025. Calculation is based on XRP market value changes during the holding period. Individual results will vary depending on spend behavior, chosen rewards currency, holding duration, and market performance. Past performance is not indicative of future results. This information is for general informational purposes only and does not constitute investment advice.
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